Economy · Chart
The most a gap cover policy can pay out has risen from R150,000 to R223,000 since 2017
223,000R April 2026 · Highest
The limit goes up with inflation every April. From April 2026 it is R223,000.
From our storiesWhich health cover should you choose in Cape Town? A data-driven 2026 guideRead the full story →
Method and sources
Each bar is the regulated maximum a gap cover policy may pay per person per year, in rand, as reported in the article.
2017: R150,000, shown in the article as R150k and described as the original demarcation cap. April 2024: R210,600, shown as R210.6k. April 2025: R219,800, shown as R219.8k. April 2026: R223,000, shown as R223k.
The article gives 2017 as a year without a month, so the period runs from 1 January 2017 to 30 April 2026, the month the latest limit takes effect.
Sources: National Treasury Demarcation Regulations annual limits (https://www.treasury.gov.za/)
Figures as published in our article on choosing health cover in Cape Town (chart last checked 14 September 2026): National Treasury Demarcation Regulations annual gap cover limits. The link is to the publisher, not the exact table.
Chart updated · 14 Sep 2026. The observation dates above describe the data, not today’s conditions.
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